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Simply apply on behalf of the buyer using the online application.  Our customer service department will be there to answer any questions you may have during the process.  Here is how it works:
  • Simply qualify the borrower for an FHA loan or a loan that allows the use of gift funds to be used towards part or all of the required down payment.  Buyers need not be first-time homebuyers.
  • The seller of the home being purchased must agree to participate in the Grant America Program by agreeing to pay a service fee.   The seller’s fee is deducted from the proceeds of sale at the time of closing. 
     
  • The loan officer then completes the G.A.P. On-line Grant Application form indicating the required grant amount required as a down payment. Once application is submitted no corrections can be made you must email bass@fhadpa.com to modify any info on the application.
     
  • The gift funds are wired to the settlement agent 24 hours prior to closing for use in the transaction.

  • We do not condone the raising of the sales price to accommodate the seller receiving an inflated net.  If we become aware of anyone knowingly inflating a home price we will cancel the transaction.

    
  Online Application and Status
Click here to submit an application a check its status all the way to closing.
  For More Information Email
Peggy Stanley at stanley@fhadpa.com
or call 240-780-3333.

 

 

  
 
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Disclosures
* The Penobscot Indian Nation Fair Housing Administration (PIN FHA) is not to be confused with the Department of Housing and Urban Development or Federal Housing Administration.